Get to know our Services
Who we are
We’re experts in financial management
We are Lumina FD, here to help you to grow your business. We support ambitious businesses to take control of their finances by combining hands-on Xero expertise with strategic
financial leadership.
Our team provides tailored Xero support and training, making sure your systems run smoothly and your team feels confident.
But we don’t stop there – our fractional Finance Director service gives you board-level financial insight without the full-time cost. That means you get accurate numbers, clearer decisions, and the financial strategy you need to grow.
In short, we bridge the gap between bookkeeping and boardroom – empowering you to scale with confidence.
Who we help
Trusted by Scotland’s entrepreneurs and businesses
Lumina FD, part of CJM Lumina, supports businesses of all sizes across Scotland—from new start-ups and entrepreneurs to growing SMEs—by helping them take control of their finances and plan for a stronger future.
Our team provides expert financial direction without the cost of a full-time Finance Director, offering practical strategies, better financial oversight, and guidance for long-term stability. With Lumina FD, businesses gain the insight and support they need to improve performance and drive growth. We’re trusted across Scotland to help organisations move forward with confidence.
Get in touch
If you’re a Scottish business in need of Financial Director or Financial Management services, at a strategic or operational level – get in touch to find out more about how we can support.