Financial support for ambitious businesses
Strategic Financial Leadership for Growing Businesses
Get to know our Services
Who we are
We’re experts in financial management
We are Lumina FD, here to help you grow your business with greater financial clarity and confidence. We support ambitious businesses to take control of their finances by combining hands-on Xero expertise with strategic financial leadership.
Our team provides tailored Xero support and training, helping your systems run smoothly, your numbers stay accurate, and your team feel confident using Xero.
But we don’t stop there. Our fractional Finance Director service gives you board-level financial insight without the cost of a full-time FD. You get clearer financial information, better decision-making, improved cash flow visibility, and the financial strategy needed to support sustainable business growth.
In short, Lumina FD bridges the gap between bookkeeping and the boardroom, giving you the financial expertise, Xero support, and strategic guidance you need to scale your business with confidence.
Who we help
Strategic Financial Leadership for Growing Businesses
Lumina FD supports businesses of all sizes across Scotland, from start-ups and entrepreneurs to growing SMEs, helping them take control of their finances and plan for sustainable business growth.
Our fractional Finance Director services provide expert financial leadership without the cost of a full-time Finance Director. We offer practical financial strategies, improved cash flow visibility, stronger financial oversight, and clear guidance to support better business decisions.
With Lumina FD, businesses gain the financial insight, strategic support, and confidence they need to improve performance, strengthen profitability, and plan for long-term success. Trusted by businesses across Scotland, we provide flexible Finance Director support designed to help organisations grow with confidence.
Get in touch
If you’re a Scottish business in need of Financial Director or Financial Management services, at a strategic or operational level – get in touch to find out more about how we can support.



