About Us
Who are we
Lumina FD was established to focus exclusively on supporting private sector businesses with high-quality, practical financial management and leadership. We now have a small, dedicated team of highly experienced finance professionals committed to delivering measurable value for our clients.
By combining deep technical expertise with commercial understanding, we have become a trusted finance partner to businesses across Scotland – from ambitious start-ups to established SMEs. Our approach is hands-on, embedded, and partnership-driven: we become part of our clients’ teams, providing the financial insight and clarity they need to make confident, strategic decisions.
Our Mission and Vision
Our VISION is to transform the way organisations manage and understand their finances by making expertise, systems and insight accessible — enabling confidence, clarity and capacity for sustainable growth.
Our MISSION is to equip businesses with the financial leadership, systems and training they need to thrive. By combining hands-on expertise with practical Xero solutions, we empower teams to take control of their finances, make confident decisions, and build lasting resilience.
Our Values
Our VALUES are C-J-M (client focused, taking joint responsibility, and building momentum)
C for Client first. This means prioritising the needs of our clients by listening, adapting and delivering an exceptional service overall. We always put the interests of the client above all else
J for Joint responsibility. By creating a culture of mutual accountability and having shared ownership in place, it’s about working together as one team to support our peers with respect.
M for Momentum. This means we will always conduct our work in a way that drives growth, continuously delivers progress and exponential value for money. We always act in your business’s best interests by keeping an expert eye on your financial management.
Our primary AIM is to keep business straightforward. This means delivering results efficiently and always communicating with clarity.
Our Story
Lumina FD was created from a clear vision – to give businesses access to the kind of strategic financial leadership and insight normally reserved for large corporations.
Founded in 2008, when our sister organisation CJM Lumina was founded to provide programme financial management for PLC’s and essential public sector economic development services across Scotland. Our work helping local authorities, enterprise agencies, and community organisations to strengthen economic resilience laid the foundations for a deep understanding of how strong financial management drives sustainable growth.
Building on that experience, Lumina FD was established to focus exclusively on supporting private sector businesses with high-quality, practical financial management and leadership. We now have a small, dedicated team of highly experienced finance professionals committed to delivering measurable value for our clients.
By combining deep technical expertise with commercial understanding, we have become a trusted finance partner to businesses across Scotland – from ambitious start-ups to established SMEs. Our approach is hands-on, embedded, and partnership-driven: we become part of our clients’ teams, providing the financial insight and clarity they need to make confident, strategic decisions.
Supporting our work is our sister accountancy firm, Parris & McNally Ltd, which provides a full range of accountancy, compliance, and advisory services. Together, Lumina FD, CJM Lumina, and Parris & McNally Ltd form a collaborative group dedicated to strengthening the financial foundations of both the private and public sectors.
Since our inception, we have helped thousands of organisations navigate financial challenges, improve efficiency, and achieve sustainable, long-term success – guided by one principle: that sound financial management is the cornerstone of growth.
