Our Services
Why Choose Us
Choose CJM Lumina because we go beyond monthly reporting and profit and loss– we become your trusted finance partner. With a collaborative and flexible approach, we proactively support your business growth, providing clear financial insight and strategic direction. Our deep expertise in Fractional FD services and Xero training ensures you have the right tools, guidance, and confidence to make informed decisions and achieve lasting success.
Xero Services
Every business needs accounting and financial reporting for the digital age. We can fully support the implementation and use of Xero software. Lumina FD are a Gold Partner with Xero* giving us an in depth, working knowledge of how it can best support your business.
Whether you’re a business who already uses Xero, or you’re planning to migrate from another accountancy programme, or maybe your team simply needs some more support, we can assist in the initial setup, deliver training of staff to embed practices, or review existing process to find ways to optimise your digital finance systems.
FD Services
Hiring a full-time Finance Director can be a big commitment for growing businesses. You need that strategic financial expertise to support your plans for growth, but it comes at a price that is too high for your current stage of business.
To assist, we offer part-time (fractional) FD Services for finance strategy and financial leadership. A Lumina FD is a member of our team, who dedicates part of their working month to being a Financial Director for your business. The appointment can be made on a short- or long-term basis, for the duration of a project, phase of business, or as ongoing support to your leadership team. Whether you want to optimise processes or have someone senior onside as your Strategic Leadership Advisory.
Bespoke Fractional Cloud and FD Support Package
We can provide:
• One-on-one training for business owners or finance staff
• Group workshops for teams of up to 20 people
• Online training modules (webinars or live video calls for teams of any size)
• Customised manuals, checklists and workflows
• Training tailored by role, by sector, or by specific add-ons for integration
Tailored Training Options
Tailored by role
Accountant specific service packages would include best practices for reconciliations and adjustments, Year-end processes, Using Xero HQ for managing multiple clients and creating Efficient workflows with Xero Practice Manager (XPM)
Tailored by Sector
This would involve Xero tailored for service-based businesses (time tracking & projects), Xero for trades/contractors (quotations, progress invoicing, job costing), or nonprofit specific (fund tracking, grants, reporting)
Tailored by business specific add-Ons & Integrations
May include Training on linking apps (e.g., Hubdoc, Dext, WorkflowMax), Setting up automated invoice collection and reminders, Inventory management add-ons (e.g., Unleashed, Cin7), Managing Payment gateways (Stripe, GoCardless, PayPal)
Pricing and Flexible Engagement model
We offer all types of flexible engagement models to suit our clients. This can involve a monthly or quarterly retainer for advisory services. Or it may be project-based (fundraising round, system implementation, restructuring). It can be for a specific length of time eg interim cover (eg maternity leave, sudden departure) and we also offer ad-hoc advisory-only services (board-level sounding board, strategy sessions).
Our pricing model and typical budgets are shared via a proposal tailored to your business. We offer all types of flexible engagement models to suit our clients. This can involve a monthly or quarterly retainer for advisory services, or may be project-based (fundraising round, system implementation, restructuring). It can be for a specific length of time, such as interim cover (e.g. maternity leave, sudden departure) and we also offer ad-hoc advisory-only services (board-level sounding board, strategy sessions).
We operate on a day rate basis, with reports on progress provided and conduct an initial Discovery session to establish deliverables.
For full payment terms and cancellation policies, or any other relevant information, please contact us for a quote.
Get in touch
If you’re a Scottish business in need of Financial Director or Financial Management services, at a strategic or operational level – get in touch to find out more about how we can support.